After more than seven years navigating the ups and downs of the financial markets and consistently generating profits for myself and my clients, I’ve learned to approach every new investment advisory with a healthy dose of skepticism—and a sharp eye for genuine value. That’s why I decided to take a deep dive into Bryan Perry’s Cash Machine, a long-running income-focused newsletter that’s attracted plenty of attention from both seasoned investors and retirees seeking reliable cash flow.
With Perry’s reputation for targeting high-yield opportunities and his bold claims of double-digit returns, I was curious to see whether Cash Machine could truly deliver on its promises—or if it was just another overhyped service in a crowded field.
In this review, I’ll share my candid, analyst’s perspective on the strengths, weaknesses, and real-world results of Bryan Perry’s Cash Machine, drawing on both my own experience and the feedback of other investors who’ve put his recommendations to the test. If you’re considering this service as a way to boost your portfolio’s income, read on for an honest, no-nonsense assessment.
Table of Contents
What is Cash Machine?
As someone who’s spent years dissecting investment newsletters, I can say Bryan Perry’s Cash Machine stands out for its singular focus: generating high-yield, consistent income for its subscribers. This monthly research advisory is all about helping investors—especially those seeking steady cash flow—build portfolios that deliver regular income through dividends, interest payments, and bond yields. What I appreciate is that Cash Machine doesn’t just stick to one asset class or sector. Instead, Perry scours the market for the safest, most lucrative opportunities, including stocks, REITs, master limited partnerships (MLPs), business development companies (BDCs), and Private Banking Networks (PBNs), which are legally required to pay out 90% of their profits to investors.
When you subscribe, you get:
- 12 monthly newsletter issues packed with new high-yield opportunities and Perry’s straightforward analysis.
- Access to a private web portal with the current model portfolio, performance updates, and an archive of past issues and research.
- Urgent alerts whenever there’s a significant change in the portfolio or a new opportunity arises.
- Quarterly live VIP conference calls where you can interact directly with Perry and get his latest market insights.
- Bonus educational resources and special reports on income strategies and market trends.
- A 30-day money-back guarantee, so you can try the service risk-free.
The service is designed for anyone who wants to supplement their income, protect their retirement savings, or simply have a reliable stream of cash flow—without having to chase risky, speculative plays.
Recommendation: Here’s The Best Alternative
Who Created Cash Machine?
Cash Machine is the brainchild of Bryan Perry, a name that carries real weight in the world of income investing. Perry brings over four decades of experience to the table, having worked as a financial advisor for major Wall Street firms like Bear Stearns, Paine Webber, and Lehman Brothers. He’s not just a behind-the-scenes analyst—he’s been a frequent guest on CNBC, Fox Business, Bloomberg, and has been quoted in Forbes, Business Week, and MarketWatch. Perry’s also authored the book “The 25% Cash Machine: Double-Digit Income Investing,” which, despite some mixed reviews, has been praised for its accessible approach to high-yield strategies.
His reputation is built on a track record of identifying income opportunities that have delivered strong returns, including 89 picks that have doubled in value or more. More than 100,000 readers check in monthly for his insights, and he’s a regular headliner at MoneyShow events and other industry conferences. In my view, Perry’s longevity and visibility in the industry speak volumes about his credibility and the trust he’s earned among income-focused investors.
Is Cash Machine Legit?
After thoroughly reviewing the service and Bryan Perry’s background, I can confidently say that Cash Machine is a legitimate advisory service—not a scam. It’s published by Eagle Financial Publications, a well-known name in the financial newsletter space, and has been running for over 20 years. Perry’s claims of delivering an average annual yield of around 10% are bold, but they’re backed by a transparent model portfolio that subscribers can verify for themselves as soon as they join.
Of course, no investment service is without risk, and it’s important to remember that high yields often come with higher volatility. Some subscribers have reported excellent results and appreciate Perry’s clear communication and regular updates, while others have experienced losses, particularly if they misunderstood the risks involved or expected guaranteed returns. The service offers four different model portfolios, allowing investors to tailor their risk and reward preferences, which I see as a major plus.
The 30-day money-back guarantee also adds a layer of security for new subscribers, letting you test the service and its recommendations without long-term commitment.
Recommendation: Here’s The Best Alternative
What is included in Cash Machine?
When I signed up for Bryan Perry’s Cash Machine, I was genuinely impressed by the breadth of resources and support provided. Here’s exactly what members get:
- 12 Monthly Newsletter Issues: Each month, I receive a new issue packed with at least one high-yield income opportunity, along with Perry’s clear, jargon-free analysis and research.
- Private Web Portal Access: This members-only site gives me a real-time look at the current model portfolio, performance updates, and an archive of all past issues and research. It’s also loaded with educational materials, research reports, and recordings of conference calls.
- Urgent Alerts: Whenever there’s a significant change—like a buy or sell recommendation—I get an immediate alert with specific instructions, so I never miss a beat.
- Quarterly LIVE VIP Conference Calls: I can join live video calls with Bryan Perry, where he answers subscriber questions and shares his latest market outlooks.
- Bonus Resources: Special reports like “3 Steps to PBN Income” and “The Contingency Plan: How to Protect Retirement Savings From Powder Keg Politics” are included, offering step-by-step guides and timely strategies.
- Buy This, Not That: Perry highlights stocks to avoid and suggests better alternatives, which I find especially useful for avoiding common pitfalls.
All of these features are designed to help members not just find high-yield opportunities, but also understand the reasoning behind each pick and stay informed as market conditions change.
Are Cash Machine Members Getting Results?
As an analyst, I always look for real-world feedback before forming my final opinion. Cash Machine has been around for years, and there’s no shortage of testimonials and reviews from actual subscribers. Here are a few that stood out to me:
“I have been subscribing to 25% Cash Machine since Feb 06 and have had a good run of winners and dividend earnings over time… I still have good returns on the pre-Oct investment given the grade of the ongoing dividends. In the rebuild, he gives good hints—but they must be researched from several sources before they become good consideration to be fit into the mix. I like his writing style and depth—not too deep but enough to get your thinking.”
“I started helping elderly family members get a fixed monthly income from the Cash Machine recommendations. We went through the down cycle at the end of 2008 and have yet to recover full invested capital but the dividend stream has continued at almost the same level throughout. That has been our goal and the Cash Machine service has performed.”
“My 12-month Jan thru Dec 2010 results in the portfolio built from his picks was 24.8% total return. Approx. 12% average gain and 12% yield. This includes a $1800 net loss on AOD. The remainder of my portfolio, not of his picks, returned just 12%. I like his weekly and monthly updates and wait for them, so that I include his evaluations and input in my research and trading decisions.”
Of course, not every review is glowing—some members have experienced losses or found better results elsewhere. But the consensus is that, for those focused on income and willing to follow Perry’s guidance, the service has delivered steady yields and valuable market insights over the years.
Recommendation: Here’s The Best Alternative
How Much Does Cash Machine Cost?
One of the things I appreciate most about Cash Machine is its straightforward pricing. As of now, there are three main subscription options:
- Platinum Subscription: $77 per year (currently about 70% off the regular price), which includes everything—newsletters, alerts, conference calls, bonus reports, and full web portal access.
- Diamond Elite Subscription: $149 per year, which adds an extra bonus report to the Platinum package.
- Gold Subscription: $49.95 per year, a more basic option that includes just the flagship newsletter for a year.
For what you get, I find the Platinum subscription to be the best value, especially if you want the full suite of resources and support.
Refund Policy: Cash Machine offers a 30-day money-back guarantee. This means I can try the service, read through the materials, and even attend a conference call risk-free. If I’m not satisfied for any reason, I can request a full refund within the first month—and I get to keep any materials I’ve downloaded as a thank you for giving it a shot.
In my experience, this kind of risk-free trial is a strong sign of confidence from the publisher and makes it easy for anyone to test the service without worry.
Praises For Cash Machine
Over the years, I’ve found several aspects of Bryan Perry’s Cash Machine that genuinely stand out and deserve recognition:
Consistent Income Focus: The service is laser-focused on generating high-yield, regular income. For investors like me who value steady cash flow, this is a huge plus. Perry’s model portfolios are designed to deliver a blended yield of around 10%, and in some cases, even higher. Many subscribers have reported that the dividend stream has continued at almost the same level throughout market cycles, which is exactly what income investors are looking for.
Clear, Actionable Guidance: I appreciate how Perry doesn’t just throw out stock picks—he provides clear, step-by-step instructions on what to buy, when to buy, and, crucially, when to sell. The regular email alerts and portfolio updates mean I’m never left guessing about what to do next. Several reviewers have highlighted how much they value these timely updates and the fact that Perry follows up on his selections with continuous tracking.
Educational Value: The newsletter isn’t just about recommendations; it’s also a solid educational resource. Perry’s writing style is straightforward and accessible, making complex income strategies easy to understand. Many readers, including myself, have found his explanations and market commentary to be both insightful and easy to digest, which is especially helpful for those newer to income investing.
Transparency and Accountability: Perry is upfront about his picks, and the model portfolio is available for subscribers to track in real time. I’ve noticed that he’s become more willing to set clear sell signals and accept when a thesis hasn’t worked out, which is a sign of maturity and responsibility in an investment advisor.
Risk-Free Trial: The 30-day money-back guarantee is a real benefit. It allows new subscribers to test the service, review the materials, and even attend a conference call without any long-term commitment. I see this as a sign of confidence from Perry and his publisher, and it lowers the barrier for anyone considering the service.
Recommendation: Here’s The Best Alternative
Criticisms For Cash Machine
Of course, no service is perfect, and Cash Machine has its share of drawbacks that I’ve experienced or seen echoed by other subscribers:
High-Yield, High-Risk Nature: While the promise of double-digit yields is enticing, it comes with significant risk. Some of Perry’s picks have suffered steep losses, especially during market downturns. I’ve seen several reviews from subscribers who lost a substantial portion of their capital, particularly if they didn’t act quickly on sell alerts or misunderstood the risk profile of certain recommendations. This is not a conservative, “set it and forget it” strategy.
Aggressive Marketing and Upselling: In recent years, I’ve noticed an uptick in cross-selling and promotional emails for other products and services, sometimes from other advisors. This can be distracting and, frankly, a bit annoying when all I want is the core Cash Machine content.
Entry Timing and Execution Challenges: Because the newsletter is distributed on a set schedule, there can be a lag between when Perry makes a recommendation and when I (or other subscribers) can act on it. This sometimes means missing optimal entry points, especially for more volatile or thinly traded securities. Some users have pointed out that unless you enter trades at the same moment as Perry, your results may differ significantly.
Not Always Upfront About Risks: While Perry does discuss risk, some subscribers feel that the marketing materials and even some of the newsletter content can understate the potential downsides. It’s easy for less experienced investors to get swept up in the promise of high yields without fully appreciating the volatility and potential for capital loss.
Customer Service and Pricing Issues: I’ve personally experienced, and seen others mention, inconsistent customer service and sudden price increases. Renewal terms can change, and some subscribers have felt pressured to pay higher fees or have been frustrated by the lack of flexibility when trying to cancel or adjust their subscription.
Is Cash Machine Worth It?
After thoroughly testing Bryan Perry’s Cash Machine and weighing both the positives and negatives, I believe the answer depends on your personal investment goals and risk tolerance. If you’re an income-focused investor who understands the risks that come with high-yield assets—and you’re willing to actively manage your portfolio based on Perry’s alerts—then Cash Machine can be a valuable resource. I’ve found the research to be solid, the recommendations well-explained, and the ongoing support (like conference calls and urgent alerts) genuinely helpful for staying on top of market changes.
However, it’s not a “set it and forget it” solution. The high yields come with higher volatility, and you need to be comfortable with the possibility of capital losses, especially during market downturns. If you’re looking for a hands-off, ultra-safe approach, or if you’re new to investing and not ready to handle the ups and downs, this service might not be the best fit. For me, Cash Machine is worth it as a tactical tool in a diversified income strategy, but I wouldn’t rely on it as my sole source of investment guidance.
Recommendation: Here’s The Best Alternative
Cash Machine Alternative to Make Passive Income
While I appreciate the income potential of Cash Machine, I’ve also learned—through years of experience—that investment-based income always carries some level of risk. If you’re looking for a more stable, scalable way to build passive income, I genuinely believe building an online business is a smarter long-term play. That’s why I recommend Wealthy Affiliate as the best alternative for anyone serious about creating sustainable, risk-mitigated passive income.
Wealthy Affiliate is an all-in-one platform that teaches you how to build, grow, and monetize your own online business, primarily through affiliate marketing. Unlike traditional investing, where your returns are tied to market swings and company performance, an online business gives you control over your income streams and the ability to scale up over time. I’ve seen countless people—myself included—use Wealthy Affiliate’s step-by-step training, website tools, and supportive community to create real, recurring income without the stress of market volatility.
If you’re tired of the rollercoaster ride that comes with high-yield investing, or you simply want to diversify your income sources, Wealthy Affiliate is a fantastic place to start. It’s beginner-friendly, offers a free trial, and gives you the skills to build something that can pay you for years to come—no stock charts or earnings reports required. For me, combining smart investing with a solid online business has been the best way to achieve true financial freedom.