Velocity Trader Review: Is Jim Fink a Scam?

As an experienced investment analyst with over seven years of consistently generating profits in the financial markets, I’ve come across countless trading systems, strategies, and subscription services promising outsized returns. Some deliver on their promises, while others fall short, leaving traders frustrated and out of pocket.

When I first heard about Jim Fink’s Velocity Trader, a service claiming to leverage a proprietary system to generate triple-digit returns within days, I was intrigued but skeptical—after all, bold claims are nothing new in this industry.

In this review, I’ll share my in-depth analysis of Velocity Trader, breaking down its strategies, tools, and real-world performance to help you decide if it’s a worthwhile addition to your trading arsenal or just another overhyped product.

What is Velocity Trader?

Velocity Trader is a subscription-based trading service created by Jim Fink and published by Investing Daily. It focuses on options trading and aims to deliver substantial profits quickly—often within three to ten days. The service revolves around Fink’s proprietary system, the Velocity Profit Multiplier, which identifies predictable market patterns tied to Wall Street activity. Subscribers receive two trade recommendations weekly, along with detailed market analysis and step-by-step instructions, making it accessible even for those new to options trading.

Beyond trade alerts, Velocity Trader offers exclusive resources to enhance subscribers’ trading skills. These include an eight-part video boot camp, an accelerated video seminar, and access to the Seasonal Velocity Scanner, a tool designed to uncover seasonal market trends. Members also gain access to a private forum where they can interact directly with Jim Fink for personalized advice. The annual subscription costs $995, but it comes with a bold “double your money guarantee,” promising at least 24 trades with 100% gains each year—or an additional year of service for free.

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Who Created Velocity Trader?

The mastermind behind Velocity Trader is Jim Fink, a seasoned options trader with over two decades of experience. Fink transitioned from a successful legal career to finance after realizing his trading profits far exceeded his earnings as an attorney. He holds degrees from prestigious institutions like Yale, Harvard, and Columbia, further solidifying his reputation as a well-educated financial expert.

Fink’s trading credentials are impressive; he claims to have turned $50,000 into over $5 million using his proprietary system. His track record includes a reported 97% success rate over eight years, with 626 wins out of 647 trades—a statistic that has garnered attention in the trading world. As an investment analyst for Investing Daily’s Personal Finance service and the creator of Velocity Trader, Fink positions himself as a reliable guide for traders seeking consistent returns through options strategies.

Is Velocity Trader Legit?

Determining whether Velocity Trader is legit depends on how you weigh its bold claims against user experiences. On paper, the service appears credible: Jim Fink boasts an impressive track record and provides tools like the Seasonal Velocity Scanner to help identify profitable trades. Testimonials highlight quick gains on trades like Thermo Fisher Scientific (96% in 72 hours) and AutoZone (100% in three days), which lend credibility to Fink’s system.

However, not all reviews are glowing. Critics have pointed out issues such as complex options strategies that often require rollovers to break even and inconsistent performance for some subscribers. Negative feedback also highlights poor customer support and dissatisfaction with the non-refundable subscription policy. Some users have reported significant losses despite following trade recommendations closely.

While the service isn’t universally praised, it does offer unique features like direct access to Jim Fink via an exclusive forum and robust educational resources. If you’re considering Velocity Trader, it’s essential to approach it with realistic expectations and be prepared for the risks inherent in options trading.

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What is Included in Velocity Trader?

When you subscribe to Velocity Trader, you gain access to a comprehensive package designed to help traders maximize their options trading success. Here’s a breakdown of what’s included:

• Weekly Trade Recommendations: Two actionable trade ideas delivered every Tuesday, complete with detailed instructions to execute them.
• Seasonal Velocity Scanner: A proprietary tool that identifies predictable market patterns based on historical trends, enabling you to spot trades independently.
• Educational Resources:
  • An eight-part video boot camp covering Jim Fink’s strategies.
  • An accelerated video seminar for advanced insights into his trading system.
• Traders Clubhouse: Exclusive access to a private forum where members can interact with Jim Fink directly for personalized advice and support.
• Weekly Reports: Detailed market analysis and updates to keep members informed about current trading opportunities.
• Double Your Money Guarantee: If at least 24 trades don’t deliver 100% gains within a year, you receive an additional year of service for free.

This package is tailored for traders of all experience levels, offering both education and actionable tools to navigate the complexities of options trading.

Are Velocity Trader Members Getting Results?

The results reported by Velocity Trader members vary significantly. On the positive side, testimonials like Noel A. from Miami claim staggering returns, stating, “My annualized rate of return is a staggering 14,852.3%!” Similarly, Steven J. from Plano shared that he increased his modest options account by nearly 40% in six months. These glowing reviews highlight the potential of Jim Fink’s system when executed correctly.

However, not all members have had such success. Many reviews paint a less favorable picture, citing consistent losses despite following recommendations closely. Some users report losing thousands of dollars on trades that required rollovers to even approach break-even. Others criticize the complexity of the strategies and the lack of transparency in customer support. While there are success stories, it’s clear that results depend heavily on individual execution and market conditions.

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How Much Does Velocity Trader Cost?

Velocity Trader typically costs $3,000 per year, but it is currently available at a discounted price of $995—a savings of 67%. This breaks down to roughly $3 per day for access to Jim Fink’s strategies and tools.

It’s important to note that Velocity Trader has a strict no refund policy. Once you subscribe, there’s no option to get your money back—even if the service doesn’t meet your expectations. While the “double your money guarantee” offers some reassurance by promising an extra year if specific performance benchmarks aren’t met, prospective subscribers should carefully consider this non-refundable commitment before signing up.

Praises For Velocity Trader

Velocity Trader has certainly garnered attention for several reasons, and as someone who has spent years analyzing trading systems, I can see why some aspects of the service stand out. Here are the key highlights:

• Proven Track Record: Jim Fink claims an impressive 97% success rate over eight years, with 626 wins out of 647 trades. This kind of consistency is rare in options trading and demonstrates the potential of his proprietary system to deliver results quickly.

• Beginner-Friendly Approach: Unlike many trading services that require advanced technical knowledge, Velocity Trader simplifies options trading with clear instructions for executing trades. This makes it accessible even for those new to options.

• Educational Resources: The eight-part boot camp and accelerated video seminar provide valuable insights into Fink’s strategies, helping traders build their knowledge base while following his recommendations.

• Double Your Money Guarantee: The bold guarantee of at least 24 trades delivering 100% gains within a year—or an additional year of service for free—shows confidence in the system’s effectiveness.

• Quick Trades, Minimal Time Commitment: Fink’s strategy reportedly requires just a few minutes per week to execute trades, making it ideal for busy individuals who want to trade without dedicating hours to market analysis.

Criticisms For Velocity Trader

Despite its strengths, Velocity Trader has faced significant criticism from users and reviewers alike. Here are the most notable drawbacks:

• Inconsistent Results for Members: While Fink boasts a high success rate, many subscribers report losses despite following his recommendations. Some reviews mention that trades often require rollovers to approach break-even, which can lead to additional costs and frustration.

• Complex Strategies: The service frequently uses multi-leg options strategies like vertical spreads and iron condors, which can be challenging for beginners to understand and execute effectively. This complexity has left some members feeling overwhelmed.

• Non-Refundable Subscription Policy: The strict no-refund policy means that once you subscribe, you’re locked in—even if the service doesn’t meet your expectations. This has been a major point of contention for dissatisfied customers.

• Customer Support Issues: Several reviewers have criticized the lack of responsiveness from customer support and the rude tone in interactions with Jim Fink himself. Additionally, questions on the forum are reportedly deleted if deemed inconvenient or repetitive.

• Overhyped Marketing Claims: Some users feel that the service’s advertising exaggerates its effectiveness, focusing on select winning trades while ignoring the broader picture of losses experienced by members.

While Velocity Trader may work well for certain traders, it’s clear that the service isn’t universally effective and comes with risks that prospective subscribers should carefully consider before committing.

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Is Velocity Trader Worth It?

After thoroughly analyzing Velocity Trader, I believe whether it’s worth it depends entirely on your trading experience, risk tolerance, and expectations. If you’re an experienced options trader who understands complex strategies like spreads and condors, and you’re comfortable with the inherent risks of trading, Velocity Trader might be a valuable resource. The educational materials, proprietary tools like the Seasonal Velocity Scanner, and direct access to Jim Fink are certainly appealing for those looking to refine their skills and capitalize on market patterns.

However, for beginners or traders seeking guaranteed returns, the service may not be ideal. The non-refundable subscription policy is a major drawback, especially if the trades don’t perform as advertised. Additionally, the mixed reviews from members—ranging from significant gains to frustrating losses—highlight the unpredictable nature of options trading. While the “double your money guarantee” provides some reassurance, it’s important to remember that no trading system is foolproof.

For me personally, I weigh the high cost and risks against the potential rewards. If you’re willing to invest time in understanding the strategies and accept the possibility of losses, Velocity Trader could be worth exploring. But if you’re looking for a more stable and predictable way to grow your wealth, there may be better alternatives.

Velocity Trader Alternative to Make Passive Income

If you’re hesitant about the risks associated with Velocity Trader or trading in general, I’ve found that building an online business is a far better way to generate passive income over time. One alternative I highly recommend is Wealthy Affiliate, a platform designed to help individuals create and grow successful affiliate marketing businesses.

Unlike trading, which can be highly volatile and dependent on market conditions, affiliate marketing allows you to build a sustainable income stream by promoting products or services online. Wealthy Affiliate provides everything you need to get started:

• Step-by-Step Training: The platform offers comprehensive courses that guide you through every stage of building an affiliate business—from creating a website to driving traffic and earning commissions.
• Tools and Resources: You’ll have access to powerful tools like keyword research software and website hosting to optimize your business.
• Community Support: Wealthy Affiliate boasts a large community of like-minded entrepreneurs who share tips, advice, and encouragement.
• Low Risk: Unlike trading, there’s no need for large upfront investments or risking capital. You can start small and scale your business as it grows.

I’ve personally seen how affiliate marketing can provide steady income without the stress of market fluctuations or complex strategies. While investment opportunities like Velocity Trader may offer quick returns for some, they come with significant risks that aren’t suitable for everyone. In contrast, building an online business through Wealthy Affiliate is a long-term strategy that allows you to create financial independence at your own pace—without gambling on unpredictable markets.

Recommendation: Here’s The Best Alternative